Uber & Delivery drivers
Whether you’re an Uber driver or a rideshare passenger, you expect to reach your destination safely. Naturally, accidents can still occur despite taking all necessary precautions. You may be wondering in these situations who bears the financial burden for the victims’ injuries.
Whether Uber drivers can claim workers compensation claim?
Like any other vehicle on the road, all Uber vehicles are required to have CTP insurance. Uber drivers are also covered for up to $20 million by a contingent liability policy, so there shouldn't be any financial obstacles to compensation.
Workers compensation is only available to and payable to those who are categorized as "employees.". Furthermore, Uber drivers are still categorized as "independent contractors" and are therefore not eligible for workers compensation, according to a ruling made by the Fair Work Ombudsman. Considering that there have been substantial legal changes regarding this in both America and Britain, this may change in the future.
What Entitlements you can claim for?
Although drivers for Rideshare and Uber are not currently eligible to file a claim through workers compensation, there are still ways in which you may be able to obtain compensation for the injuries and losses mentioned above:
With Uber, you're covered for certain injuries that arise from on-trip accidents, such as broken bones, permanent disability, and accidental death, plus eligible for reimbursements or lump sum benefits if you're hospitalized or have been as a result of an accident. The goal of a claim is to receive sufficient compensation to cover all injury, loss, and damage suffered as a result of an accident.
This could include:
- The costs of hospital and medical treatment
- Loss of income due to not being able to work.
- The costs of ongoing treatment and rehabilitation
- The costs of other support provided to you after the accident.
- In addition, if you are unintentionally hurt while traveling and a medical professional certifies that your injury prevents you from working, they will pay $150 per day in inconvenience compensation for a maximum of 30 days.
Although not all ridesharing platforms offer support for driver injuries, this could change as drivers seek greater protections and demand for drivers rises even further. Should you sustain injuries in an accident where the other driver is at fault, you can file a claim using the Compulsory Third Party (CTP) insurance that they had to buy when they renewed their vehicle's registration.
Whether you can drive Uber after the Accident?
Usually, the answer is definitely yes. In spite of their best efforts, ridesharing companies are unable to completely prevent accidents from occurring in the course of driving. For instance, Uber will provide you with access to a replacement car through their Accident Vehicle Replacement Program if your car is damaged and you are a Gold, Platinum, or Diamond Uber Pro driver partner. This will allow you to continue earning.
