A coal miner who sustains an injury is entitled to statutory compensation, which covers the following:
- weekly wages for partial or total incapacity; these wages may be paid for up to a year following the retirement age.
- Costs for medical care for the remainder of the employee's life.
- One-time payment in full for any permanent impairment as well as an additional one-time payment in full for any pain and suffering brought on by the impairment or use restriction of the injured body part.
In addition, an injured coal miner may choose to file a common law lawsuit in order to pursue damages other than lump sum compensation. These damages could include lump sum compensation for lost wages from the past and future, medical expenses from the past and future, loss of superannuation benefits, pain and suffering, and the cost of paid or unpaid care from friends and family. Furthermore, if the coal miner wins the case, the insurer will have to cover a large amount of the coal miner's legal fees. The injured coal miner has to choose between filing a common law lawsuit for damages or receiving lump sum statutory compensation for impairment and pain and suffering. A worker may elect to settle their claim through a Redemption settlement in addition to the election provisions. In a redemption settlement, an employee bargains with Coal Mines Insurance for a total settlement of their claim, in which the insurance company buys out the employee's future compensation.